We do both: Automatically post balanced Journal Entries directly into QuickBooks Online and continuously reconcile QBO bank feeds against LendSaaS disbursements with CPA-ready monthly audit workbooks.
Processors like USIO, Actum, or PDS deposit lumped batch sums across multiple Merchant IDs on the same banking day. Standard tools cannot disaggregate which sub-portfolio owns which dollar.
When a borrower ACH bounces 3 days later, manual books end up with phantom income and distorted aging reports. LedgerSpan ties the exact return code back to the original funding record.
Sharing an LMS tenant across partner entities? LedgerSpan applies strict whitelabel isolation rules so partner originations never contaminate your core operating books.
Here is how the two distinct engines work together to keep your books completely hands-off:
Pushes clean, balanced accounting records directly into your QuickBooks Online company file via API:
Cross-verifies real incoming bank deposits against LendSaaS disbursements to ensure $0.00 cash variance:
.xlsx) proving zero discrepancy for month-end close.
Pulls directly from the LendSaaS Partner API across settled, sent, and returned endpoints. Deduplicates by unique transaction ID and handles pagination lockups natively.
Cross-references Lead IDs to resolve whitelabel entities, splits syndication fees, and segregates excluded partner originations based on deterministic business rules.
Constructs balanced Journal Entries and deposit reconciliations directly via the Intuit QBO API with automated token rotation and error retry queues.
External auditors and CPAs need verifiable evidence, not black-box promises. LedgerSpan exports multi-tab Excel reconciliation workbooks tying every single QBO bank feed deposit directly back to LendSaaS ACH trace numbers.
Zero write-access to your LMS capital, official Intuit OAuth2 authorization, and deterministic double-entry accounting verified alongside active MCA controllers and CPAs.
ZERO WRITE-ACCESS TO CAPITAL OR LOAN RECORDS
LedgerSpan connects to LendSaaS exclusively via read-only Partner API endpoints (`X-API-KEY`). We cannot move funds, trigger ACH debits, alter borrower contracts, or change disbursement routing.
APP TOKEN ROTATION • ZERO STORED PASSWORDS
We authenticate directly through QuickBooks Online OAuth2 framework. You never share master passwords. Refresh tokens are rotated continuously and encrypted at rest with AES-256 in Google Cloud Secrets.
GAAP COMPLIANCE • $50M+ RECONCILED IN PROD
Our double-entry Journal Entry schemas and multi-tab reconciliation workbooks were co-developed directly with active MCA controllers and CPAs managing multi-million dollar institutional portfolios.
GOOGLE CLOUD PLATFORM • TLS 1.3 • AES-256
Hosted entirely on Google Cloud Platform with Google Cloud IAM least-privilege service accounts, Firestore database encryption at rest (AES-256), and Cloudflare enterprise edge protection with strict TLS 1.3 in transit.
We invite your accounting team to review our Journal Entry template and audit workbooks during the 30-day trial before you ever commit.
Test LedgerSpan on your live bank feeds and LendSaaS data for 30 days completely free. Replace $3,000+/mo manual bookkeeping and offshore reconciliation errors.
For syndicates and direct funders originating up to $1.5M/mo.
For active MCA funders handling complex multi-MID settlement batches.
For institutional lenders, credit facilities, and multi-entity fund structures.
30-Day Free Trial • Zero Risk: Test LedgerSpan on your live bank feeds and QBO ledger for 30 days before committing. Every trial includes full Chart of Accounts mapping and automated monthly reconciliation workbooks.
We onboard your fund, map your QBO Chart of Accounts, and connect to your LendSaaS Partner API and processor feeds. You receive full automation (daily journal entries and monthly cash reconciliation workbooks) with zero billing or credit card commitment for 30 days.
We connect via your LendSaaS Partner API credentials (`X-API-KEY`) using read-only endpoints. We never write back to your LMS or modify underwriting configurations.
Tokens are managed with enterprise-grade encryption and automated OAuth2 refresh rotation. No plain-text secrets are stored, preventing disconnection during monthly closes.
Yes. Every lender has custom accounts for Loan Principal, Origination Fees, Syndication Payables, and Reserve Accounts. LedgerSpan maps directly to your exact QBO Account IDs.
Yes. LedgerSpan tracks every posted QBO transaction ID with bi-directional audit logging. If you ever need to re-run, modify, or delete a prior monthly close, you can execute a full or partial rollback by date range with zero orphan lines left in QuickBooks.
Yes. External CPAs reject black-box software that obscures how numbers were calculated. LedgerSpan generates transparent multi-tab Excel workbooks (.xlsx) tying every QBO bank deposit directly to LendSaaS ACH trace numbers, fee splits, and return reversions with an explicit $0.00 variance confirmation.
No. LedgerSpan is strictly read-only within your LMS. We connect via the LendSaaS Partner API with zero write-permissions, meaning our platform has no capability to move funds, initiate ACH disbursements, alter loan balances, or modify borrower contracts.
Start your 30-day free trial or let us audit your current LendSaaS to QuickBooks workflow with zero disruption to daily operations.